European Data Warehouse

European DataWarehouse (ED) is the first central data repository in Europe for collecting, validating and disseminating detailed, standardised and asset class specific loan level data (LLD) for Asset-Backed Securities (ABS) and private whole loan portfolios. ED was created in 2012 as part of the implementation of the European Central Bank ABS Loan Level Initiative. Developed, owned and operated by the market, ED facilitates risk assessment and improves transparency standards for European ABS deals. As of September 2016, ED stores more than 50 million loans across Europe, allowing in-depth loan analysis and key insights into the main drivers of credit performance as well as the ability to “slice and dice” the data and compare it across deals, issuers and countries.

Overcoming data quality challenges

This white paper discusses how financial institutions can overcome the challenge of non-standardised data and will look at various organisational data quality issues. It further explores how to make large quantities of data usable and easy to analyse.