Credit Risk
262 white papers and resources
Risk Library provides a number of credit risk white papers, industry reports and opinions, which can be used to aid the decision making process and to reduce your organisations credit risk exposure. Credit risk is the type of risk that a lender assumes. As a form of compensation for taking on the risk, a lender receives interest repayments at an agreed upon rate. However, if a borrower defaults on agreed repayments, lenders may lose the partial or full sum and interest of the loan. This could result in the lender incurring further costs such as collection of debt owed and disruption to cash flow.
Wholesale banking: Challenges in automating commercial credit risk management
Default rates on commercial credit facilities are at their highest rate in almost two decades, and automation is an effective tool to help banks improve transparency, enhance management control and increase operational effectiveness.
Keeping score: Evolving wholesale credit on a maturity model
Wholesale credit is a bright spot for financial institutions. It did not cause the financial crisis, it does not lend itself to systemic risk, and it remains a profitable area for banks. Unfortunately, most banks do not have an adequate risk framework in place to fully take advantage.
Exclusive keynote speaker and panellist video content from the Inaugural RiskHedge New York Conference
Risk and Hedge Funds Review are delighted to provide you with exclusive keynote speaker and panellist video content from the Inaugural RiskHedge New York Conference – the 1st event for leading thinkers of risk and portfolio management with in Hedge Fund and Asset Management industry.
Equity Market Pulse, Issue 4 - Q2 2015
This white paper - driven by proprietary data and analytics - provides insights into the global equity market fundamentals and performance. Spanning developed and emerging markets in the Americas, Europe, and Asia, it provides perspective on fundamentals, valuations and investment strategy…
Internal Audit Management: Internal audit and its evolving role in GRC
This white paper looks at the evolution of audit, independent assurance versus integrated partnership, as well as, the change from “Docu-centric” to “data-centric”. It goes onto provide insight into audit and risk mitigation synergy.
Navigating the Murky Waters of Initial Margin for OTC Derivatives
This white paper looks at a breakdown of the different regulations for non-centrally cleared trades, how the new IM requirements affect the OTC derivative markets participants, IM based methodologies, the potential issues of the new sanctions and how to manage the ambiguities around IM.
Battling fraud at the root cause: How cybercriminals bypass your security defenses and what you can do about it
This white paper provides an overview of how cybercriminals circumvent security measures at each stage of a transaction’s lifecycle — pre- login, during login and post-login — and offers strategies to help financial organizations combat malware-driven attacks.
Creating Effective Risk Models Using Machine Intelligence
This white paper looks into the current approaches to risk model development, validation, and monitoring. It goes further by discussing the challenges business face within these areas and examines how machine intelligence can provide solutions.
Selecting the right cybercrime-prevention solution
Financial institutions, commercial enterprises and government organisations are all prime targets for cyber-crime. Malicious software, or malware, is the primary attack tool used by cyber criminals to execute account takeover attacks, stealcredentials and personal information, and initiate…
Next generation criminal fraud detection: Identifying account takeover and fraudulent transactions to help stop cybercriminals
In today’s ever changing fraud landscape, much of the currently used statistical-based fraud detection methodology is creating significant challenges for both organizations and end users. These statistical models generate high false positive rates and provide a risk score that does not effectively…